Hot Issues
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Securely transfer your personal information over the Internet
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Retirees make a comeback
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Some Terminology
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Retirement evolution
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Identifying Market Trends
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Market and Economic Update - December 2011
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Merry Christmas 2011
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Few know exactly what their true financial position is, do you?
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The art of balancing bad news
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How economic reality influences the market.
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Market and Economic Updates  -  November / December 2011
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Want to do some of your own research – no problems?
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Lump sum love affair
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How much money do you need to comfortably retire?
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You can afford to contribute more to super but .....
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10 most indebted nations
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Market and Economic Updates - October / November 2011
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Timeless lessons meet new challenges
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Securely transferring Your information to your Planner.
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Gender Gap
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The 5 types of earnings per share
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No more Star Trek conventions for Spock
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An introduction to behavioural finance.
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Market Updates - September / October 2011
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The Budgeting Tools /Calculators on our website have been upgraded.
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Stosur plan an antidote for volatility
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The best performing market over the past 10 years.
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Why it takes courage to stand still
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China buys US for a bargain
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Market Updates - August / September 2011
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Buckle up for a bumpy US recovery ride
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SMSF Management
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How the US debt downgrade impacts Australia
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Mixing business and super
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The tangled web of the Australian housing bubble
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Market Updates - July / August 2011
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Under your control
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Improving your financial literacy is vital to your future ......
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5 reasons you should care about Greece
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The more things change ......  (the Carbon Tax)
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Is the US already in a double dip recession?
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Market Updates  -  June / July 2011
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Wanted: a proper understanding of personal finance
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Will your retirement income be enough?
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Facing up to the wall of sound
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A look at Corporate profit margins
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Market Updates - May / June 2011
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A budget deficit worth watching
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Securely transferring your personal data over the Internet
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Hints on how to interpret a company's Prospectus
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The birth of a new class of Investor
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Demographic trends and the implications for investment
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Market and Economic Updates  -  April / May 2011
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Federal Budget 2011-12.   At a Glance
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Federal Budget 2011-12.   Overview
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Reality versus perception
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Improving the financial literacy of your children.
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The Economic Reasons behind Nuclear Power
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Room for improvement (Pensions)
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Some more terminology explained
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Market Updates - March / April 2011
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Uninformed and impatient
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Perspective on the tragedy in Japan.
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The essentials of Corporate cash flow.
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Out in the cold (the self employed)
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Some terminology explained.
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Market Updates - February / March 2011
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Improving financial literacy is an objective we should all have.
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Why baby boomers face a super sprint
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Don't buy yet - first calculate the stock's P/E and PEG ratio
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SMSFs:  Age matters
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Some more terminology explained
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Market Updates  -  January / February 2011
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Secure File Transfer
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CPI won't stop rate rises, says Economist
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Super contender
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Super birthday ahead
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Some terminology explained
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Market Updates -   December / January 2011
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Merry Christmas and Happy New Year
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A very good Budgeting Tool is available on our site.
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Flexibility the key to spending
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8 Financial Tips For Young Adults
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Retirement boomers
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Market Updates –   November / December 2010
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Finding your Super comfort zone
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What’s your debt really costing you?
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Out in the cold – and forgotten
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Tips For Buying The Perfect Investment Property
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Market Updates –   October / November 2010
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Professional help
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On-line Sales Under Scrutiny
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An often overlooked side of SMSFs
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6 basic financial ratios
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9 signs you can’t afford your mortgage.
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Market Updates –   September  / October 2010
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Jobs for Life
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Scams
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Breakdown shocker
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Market Updates –   August / September 2010
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Three Stages of Retirement
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Deemed Dividends
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When PEG beats the P/E Ratio
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Super Debt
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5 Billionaire habits…
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Market Updates –   July / August 2010
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Five things to do before interest rates go up.
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Save for retirement – 'I am not kidding'
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Commodities Boom Hinges on China
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Debt, Debt and more Debt
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Market Updates –  June / July 2010
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Help your young adult children better understand their financial position.
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Reality challenges many super perceptions
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Comparing the Japanese and U.S. Bubbles
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Watch out for overseas investment cons
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What is a cash Flow Statement
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Market Updates – May / June 2010
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Who are Australia’s best and worst savers?
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Greece:  The worst-case scenario
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Is your investing style Hot or Not?
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A need for simple guidance
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Market Updates – April / May 2010
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2010-11 Commonwealth Budget
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What does GDP measure?
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Super falls short for women
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World's worst countries for jobs.
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High controversy
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Market Updates – March / April 2010
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Personal Credit Ratings
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Evaluating a Company’s Management
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Super trouble for women
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Tips for the prospective Landlord.
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Forget those great expectations
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Market Updates – 28th February 2010
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A matter of age.
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Berkshire’s stock splits:  Good buy or Goodbye?
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Why no extra contributions? It's no mystery
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Stronger growth tipped for Australia
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Market Updates – 31st January 2010
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6 Reasons Why You NEED A Budget
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6 Months to a better budget.
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Amnesty – Overseas Undeclared Income
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The outsiders
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Inside self-managed super
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Market Update - 31st December 2009
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Merry Christmas and a Happy New Year to all our clients.
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Powerful Superannuation tool on our site.
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When taking an average approach pays off
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Why retirement could be bad for you.
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Gifts Provided to Employees at a Christmas Party – any FBT?
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Saving for a longer life
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Market and Economic Updates – 30th November 2009
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Powerful Budget tool available on our site.
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Highly complex, highly emotional
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Retiring on investment interest: can it be done?
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Is it all over?
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Are you living house poor?
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Attitude of Banks to Insolvency
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Market and Economic Updates – 31st October 2009
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Powerful Superannuation modeling tools available on our site.
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The Alphabet Soup of Stocks
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Out in the Cold
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Insolvent Trading Defences
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Australian Super Admin Costs 'May Fall'
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Shape matters when it comes to recoveries
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Market & Economic Update - September 2009
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Dumb, dumber, dumbest
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Business confidence hits six year high
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Matching investment risk tolerance to personality
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Retirement incomes loom as super’s big challenge
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Market and Economic update - August 31 2009
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Something remarkable with SMSFs
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A determined tram driver
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Price of crude jumps to 2009 high
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Super Fund Members may be Entitled to more Age Pension
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Investments Market Data - 30th June 2009
Investments Market Data - 30th June 2009
.

Economic Indicators.

Economic GrowthQuarterYear
Australian GDP0.4% (March 09)0.4% (March 09)
U.S. GDP (annualised)-6.3% (March 09 annualised)-5.5% (March 09)
Inflation
Australian CPI0.1 % (March 09)2.5% (March 09)
U.S. CPI0.1% (April 09 annualised)-0.7% (Apr 09)
Unemployment
Australian Unemployment Rate5.7% (May 09)4.1% (May 08)
U.S. Unemployment Rate9.5% (June 09)5.6% (June 08)
Official Interest Ratesat 30th June 09at 31st May 09
RBA cash rate3.003.00
US Federal Funds Rate0.250.25
Bank of Japan0.100.10
European Central Bank1.001.00
Bank of England0.500.50
10 Year Bond Rates
Australian Interest Rates - 10 year bond yield5.635.28
U.S. Interest Rates - 10 year bond yield3.543.46
Exchange Rates
$A/$USD Exchange Rate0.80850. 8005
$A/$EUR Exchange Rate0.57640. 5655
$A/$GBP Exchange Rate0.49090. 4964
$A/$JPY Exchange Rate78.003376.4070

 

Investment market Performance to 30th June 2009.

 

Asset class

Index

1 mth %

3 mths %

6 mths %

1 yr % pa

2 yr % pa

3 yr % pa

5 yr % pa

Australian cash

UBSA bank bill index

0.3

0.8

1.8

5.5

6.4

6.4

6.1

Australian fixed interest

UBSA composite bond index

-0.6

-1.3

-1.1

10.8

7.6

6.4

6.0

International fixed interest

Barclays capital global agg (hedged) index

1.1

2.2

2.8

10.0

8.9

7.8

7.2

Australian property

S&P/ASX 300 A-REIT index

4.9

16.2

-11.8

-42.1

-40.0

-23.1

-8.6

Global property

UBS global investors index ($AUD hedged) index

-0.5

23.0

-7.2

-43.4

-33.7

-19.5

n/a

Australian share

S&P/ASX 300 accum index

4.0

11.5

9.4

-20.3

-17.1

-3.9

6.8

International share (unhedged)

MSCI world ex Australia ($AUD unhedged) index

-1.6

3.6

-8.8

-16.2

-18.8

-10.8

-3.1

International share (hedged)

MSCI world ex Australia ($AUD hedged) index

0.0

16.5

4.5

-28.4

-21.4

-8.6

0.3

International smaller companies

S&P / Citigroup World

0.7

11.1

-2.0

-15.7

-21.8

-13.3

n/a

Global emerging markets

MSCI EM in $AUD (div reinvested) index

-2.3

15.8

17.3

-14.6

-11.1

0.1

11.3

 

Important information

The information contained in this publication is current at the date of issue and may change over time. This publication has been prepared to provide you with general information only. It is not intended to take the place of professional advice and you should not take action on specific issues in reliance on this information. In preparing this information we did not take into account the investment objectives, financial situation or particular needs of any particular person. Before making an investment decision you need to consider (with or without the assistance of an adviser) whether this information is appropriate to your needs, objectives and circumstances.

 

 


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