Information provided on this website is general in nature and does not constitute financial advice.

Spiro Pandelakis & Associates has taken reasonable care in providing this information, unless expressly stated, it should not be construed as being specific to your investment objectives, financial situation or particular needs.

Spiro Pandelakis & Associates will endeavour to update the website as needed. However, information can change without notice and Spiro Pandelakis & Associates does not guarantee the accuracy of information on the website, including information provided by third parties, at any particular time.

This information is prepared for residents of Australia only. Any currency references are references to Australian dollars unless otherwise specified.

Unless otherwise specified, copyright of information provided on this website is owned by Spiro Pandelakis & Associates. You may not alter or modify this information in any way, including the removal of this copyright notice.

This website does not offer securities or other financial products, nor does it invite subscriptions for securities or other financial products to any person outside Australia. Spiro Pandelakis & Associates does not guarantee the repayment of capital or any particular return from, or any increase in, the value of any Spiro Pandelakis & Associates products unless otherwise expressly agreed.

Further, Spiro Pandelakis & Associates disclaims any liability for loss, damage, cost or other expense which you may incur as a result of any information provided on this website, to the extent that such liability is not excluded by law.

Every effort has been made to ensure that the information provided is accurate. Individuals must not rely on this information to make a financial or investment decision. Before making any decision, we recommend you consult a financial planner to take into account your particular investment objectives, financial situation and individual needs.

Spiro Pandelakis & Associates does not give any warranty as to the accuracy, reliability or completeness of information which is contained in this website. Except insofar as any liability under statute cannot be excluded,(AXA FP, its employees do not accept any liability for any error or omission on this web site or for any resulting loss or damage suffered by the recipient or any other person.

Unless otherwise specified, copyright of information provided on this website is owned by AXA FP. You may not alter or modify this information in any way, including the removal of this copyright notice.


AXA Financial Planning ABN 21 005 799 977 Australian Financial Services Licensee, Licence No. 234663
Registered Office: Level 9, 750 Collins Street Docklands Vic 3008.
AXA Financial Planning is a Principal Member of the Financial Planning Association
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